Personal Banking
A Financial Partner That Helps You Live Greater
Our measurement of success isn’t maximizing revenue, it’s maximizing the value we bring to our members’ lives.
High-yield Aspire Checking with 5.00% APY on qualifying balances up to $25,0001
Share Certificates (CDs) as high as 4.50% APY2
Auto Loans as low as 5.10% APR3 + 90 days with no payments4
More You Should Know About
Personal Banking With Peace of Mind
Greater Nevada Credit Union (GNCU) is a community-owned and operated financial institution for the people and by the people of Nevada. Our goal is to bring value to your life so you can live your best life.
Financial Wellness for Our Communities
When we work together, we accomplish incredible things. See how GNCU helps educate its members while helping them reach their financial goals.
We are a community of people who are committed to helping each other. Our Live Greater Stories series highlights the passions, lives, and businesses of our members, and the ways in which we helped them meet their goals and fulfill their dreams.
1APY (Annual Percentage Yield) effective December 1, 2024, and subject to change without notice. Aspire Checking accounts earn 5.00% APY on qualifying balances up to $25,000. Rate tiers are as follows: 5.00% APY applies to balances of $0.01 – $25,000.00 and 0.05% APY applies to balances over $25,000.00 if qualifications are met during the monthly qualification cycle. 0.05% APY applies to all balances if monthly qualifications are not met. Dividends will be credited to your account and compounded every month. Other rewards received when monthly qualifications are met include up to $9 in out-of-network ATM fee rebates and waiver of the $15 monthly service fee. Proof of ATM fees of $5 or more may be required to process fee rebate. For rebates of individual ATM fees of $5 or more, please visit a GNCU branch or call the Member Resource Center at (800) 421-6674. Monthly qualifications are 9 debit card purchases must post and clear, one direct deposit received, and account statements delivered via eStatements. “Qualification Cycle” means a period beginning one day prior to the first of the month and ending one day prior to the last day of the month (ex. July 31 – August 30 for August statement). Transactions may take one or more business days from the transaction date to post to an account from the date the transaction is made. Fees could reduce the earnings on the account. Membership requirements apply. Available to personal accounts only.
2APY (Annual Percentage Yield) effective December 18, 2024, and subject to change without notice. Certificate rates remain fixed for the term of the certificate. Unless otherwise paid, dividends will be credited to your account and compounded every month. Non-compounding Certificates are also available at reduced rates and APYs. A penalty may be imposed for withdrawals before maturity. Fees could reduce the earnings on the account. The minimum opening deposit is $500.
3APR (Annual Percentage Rate) effective September 11, 2024. Rates and conditions are subject to change without notice and vary based on creditworthiness and other factors. Rate shown assumes excellent borrower credit history financing a new or used auto loan less than two years old, and includes a 0.25% rate discount for Loan to Value below 90% available for well-qualified borrowers. Not all applicants will qualify for the lowest rate. Payment example: A new auto loan of $20,000 financed at 5.10% APR for 36 months equals a payment of $600.32 per month.
490-day no pay offer is based on approved credit. Offer is available for auto loans with application submitted by March 31, 2025. Payment Saver Auto Loans are not eligible. If accepted, it will extend your loan by three (3) months, and finance charges will accrue on unpaid principal. Offer is subject to change or cancellation without notice except as required by law.