Live Greater
Personal Banking
Our measurement of success isn’t maximizing revenue; it’s maximizing the value we bring to our members’ lives through banking solutions made for Nevadans and their families.
Earn this on qualifying balances up to $25,000, and no fees.
Take advantage of a low introductory rate for the first 6 months to get started.
More You Should Know About
Learn what this milestone means for our members, and explore the benefits, resources, and opportunities ahead.
The convenience and benefits you expect. Two options to earn cash from your everyday purchases!
You can spend less to Back the Pack at four exciting home games this season!
You can spend less to cheer on Lake Tahoe’s home hockey team at the Tahoe Blue Event Center!
Discover low-cost financing for motorcycles, RVs, boats, and other recreational vehicles and trailers.
Be ready for life’s surprises because the right coverage can make all the difference when it matters most.
As the proud title sponsor of the home of the Reno Aces, you can take advantage of exclusive discounts and opportunities at the Field.
Personal Banking With Peace of Mind
Greater Nevada Credit Union, A division of America First, (GNCU) is a community-owned and operated financial institution for the people and by the people of Nevada. Our goal is to bring value to your life so you can live your best life.
Financial Wellness for Our Communities
When we work together, we accomplish incredible things. See how GNCU helps educate its members while helping them reach their financial goals across NV.
We are a community of people who are committed to helping each other. Our Live Greater Stories series highlights the passions, lives, and businesses of our members, and the ways in which we helped them meet their goals and fulfill their dreams.
1 Annual Percentage Yield (APY) effective February 1, 2026, and subject to change without notice. Aspire Checking accounts earn 4.00% APY on qualifying balances up to $25,000.00. Rate tiers are as follows: 4.00% APY applies to balances of $0.01 – $25,000.00, and 0.05% APY applies to balances over $25,000.00 if qualifications are met during the monthly qualification cycle. 0.05% APY applies to all balances if monthly qualifications are not met. Dividends will be credited to your account and compounded every month. Up to $9.00 in out-of-network ATM fee rebates will be rewarded when monthly qualifications are met. Proof of ATM fees of $5.00 or more may be required to process the fee rebate. For rebates of individual ATM fees of $5.00 or more, please visit a GNCU branch or call the Member Resource Center at (800) 421-6674. Monthly qualifications are 9 debit card purchases must post and clear, at least one direct deposit received, and be enrolled to receive electronic statements (eStatements). “Qualification Cycle” means a period beginning one day prior to the first of the month and ending one day prior to the last day of the month (ex. July 31 – August 30 for August statement). Transactions may take one or more business days from the transaction date to post to an account from the date the transaction is made. Membership requirements apply. Available to personal accounts only.
2 Annual Percentage Rate (APR) effective October 1, 2026. Rates and conditions are subject to change without notice and vary based on creditworthiness, loan term, vehicle age, vehicle mileage, and other factors. Lowest rate shown assumes excellent borrower credit history, financing a direct new or used auto loan at a 36-month loan term, and includes a 0.25% rate discount for a loan-to-value below 90% available for well-qualified borrowers. Not all applicants will qualify for the lowest rate.
3 90-day no pay offer is based on approved credit. Payment Saver Auto Loans, existing GNCU loan refinances, and plus program loans are not eligible. If accepted, it will extend your loan by three (3) months, and finance charges will accrue on unpaid principal. Offer is subject to change or cancellation without notice, except as required by law.
4 Greater Nevada Mortgage (GNM) is a subsidiary of Greater Nevada Credit Union (GNCU). Annual Percentage Rate (APR) can vary and is based on the Prime Rate plus a margin of 0.49% – 4.49% based on the borrower’s credit rating and other qualifications. The APR is subject to change each month, based on changes to the highest Prime Rate published in the Wall Street Journal “Money Rates” table. The minimum base APR is 7.49%, and the maximum base APR is 18.00%. Up to 80% combined loan-to-value (CLTV) is available with credit lines from $25,000.00 – $450,000.00, subject to collateral type and borrower qualifications. Fees and closing costs to establish a HELOC generally total between $0.00 – $1,500.00 and are paid by the borrower. A $250.00 prepayment penalty applies if the HELOC is closed within 24 months of origination. HELOCs are available for a first or second lien on a 1 – 4 unit primary residence only. Greater Nevada Credit Union membership is required prior to loan funding. Additional terms and conditions may apply. Rates, terms, and conditions are effective as of October 1, 2026, and are subject to change without notice. The interest on the portion of the credit extension that is greater than the fair market value of the dwelling is not tax-deductible for Federal Income Tax purposes. Borrowers should consult a tax adviser for further information regarding the deductibility of interest and charges. This is not a credit decision or a commitment to lend. Contact a Mortgage Consultant to learn full loan details. You may contact one directly or call Greater Nevada Mortgage at 775-888-6999 or 800-526-6999. We do business in accordance with the Federal Fair Housing Law, the Equal Opportunity Act, and the California Fair Employment and Housing Act.
5 The Home Equity Line of Credit (HELOC) introductory Annual Percentage Rate (APR) of 3.74% is available for all new HELOCs for 6 months from the date of account opening. The introductory APR will automatically terminate at the end of the 6-month introductory period, and the borrower’s approved APR will apply thereafter. No notice to the borrower is required. Offer is subject to change or cancellation without notice, except as required by law.