Accidental Death and Dismemberment (AD&D) Insurance

Protect What Matters Most

Accidental Death and Dismemberment (AD&D) Insurance pays benefits in the event of a covered serious or fatal accident. Greater Nevada Credit Union members enjoy guaranteed acceptance, and there are no health questions or medical exams.

Family, hug and bond in kitchen after securing accidental death and dismemberment (AD&D) coverage
Family walking together on an ocean's beach

Helping You Prepare for Life’s What-Ifs

In the event of a covered serious or fatal accident, Accidental Death and Dismemberment (AD&D) Insurance, underwritten by Minnesota Life Insurance Company, can pay a cash benefit at a critical time. It’s money your loved ones can use for monthly bills, debts, funeral expenses, or anything else. Just choose the amount of coverage that fits you best. Your acceptance is guaranteed and there are no health questions or medical exams.

Complimentary Coverage
Members can get $2,500 of no-cost coverage that GNCU completely pays for. Again, it costs you nothing and takes just moments to activate.

Additional Coverage
For even greater protection, you may purchase additional AD&D Insurance up to $300,000 and extend it to eligible family members. Premiums can be deducted quarterly from your GNCU account, if you choose.

Other Guaranteed Acceptance Supplemental Insurance Solutions

For Accidental Death and Dismemberment Plan:
Plan benefit amounts reduce by 50% at age 70, regardless of age at enrollment. For California Residents: Insurance product offered by Franklin Madison Insurance Services LLC. Underwritten by Minnesota Life Insurance Company.

From GNCU:
Available insurance products are not deposits of Greater Nevada Credit Union and are not protected by any type of deposit insurance, are not obligations of or guaranteed by Greater Nevada Credit Union or its affiliates, and may be subject to risk. Insurance products are not insured or guaranteed by the National Credit Union Administration (NCUA) or any other agency of the United States. Any insurance required as a condition of the extension of credit by Greater Nevada Credit Union need not be purchased from our Agency but may, without affecting the approval of the application for an extension of credit, be purchased from an agent or insurance company of the customer’s choice. Individual premiums and savings will vary.