A Share Certificate (also known as Certificate of Deposit or CD) is a savings instrument that has a fixed date of maturity and a fixed interest rate. As a result of that time commitment, rates offered on CDs are typically higher than traditional savings or money market accounts. Use our free CD calculator to see how much you could earn at different rates and terms.
Limited-Time Winter Special: Don’t miss our 4.50% APY1, 4-month CD! This shorter-term option allows your savings to grow at a guaranteed rate without freezing your funds for long.
Share Certificate (CD) Rates
Term
Minimum Balance $500 Rate
Minimum Balance $500 APY1
Term
3 Months
Minimum Balance $500 Rate
1.490%
Minimum Balance $500 APY1
1.50%
Term
4 Months (Limited-Time Winter Special!)
Minimum Balance $500 Rate
4.410%
Minimum Balance $500 APY1
4.50%
Term
6 Months
Minimum Balance $500 Rate
2.472%
Minimum Balance $500 APY1
2.50%
Term
12 Months
Minimum Balance $500 Rate
3.832%
Minimum Balance $500 APY1
3.90%
Term
18 Months
Minimum Balance $500 Rate
3.542%
Minimum Balance $500 APY1
3.60%
Term
24 Months
Minimum Balance $500 Rate
3.057%
Minimum Balance $500 APY1
3.10%
Term
30 Months
Minimum Balance $500 Rate
3.057%
Minimum Balance $500 APY1
3.10%
Term
36 Months
Minimum Balance $500 Rate
2.960%
Minimum Balance $500 APY1
3.00%
Term
48 Months
Minimum Balance $500 Rate
2.960%
Minimum Balance $500 APY1
3.00%
Term
60 Months
Minimum Balance $500 Rate
2.960%
Minimum Balance $500 APY1
3.00%
Additional Online Calculators
Explore our handy financial calculators to help you run test scenarios on your monthly payments on loans, forecasting when you can reach your savings goal, and other important financial topics.
This calculator is intended solely for general information and educational purposes. Greater Nevada Credit Union does not guarantee the accuracy of the calculations. The calculator is not intended in any way as financial, insurance, tax or legal information regarding your financial situation.
1APY (Annual Percentage Yield) effective December 18, 2024, and subject to change without notice. Certificate rates remain fixed for the term of the certificate. Unless otherwise paid, dividends will be credited to your account and compounded every month. Non-compounding Certificates are also available at reduced rates and APYs. A penalty may be imposed for withdrawals before maturity. Fees could reduce the earnings on the account. The minimum opening deposit is $500.
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