Hometown Health HSA

Maximize Your Savings for the Future

Managing health expenses can feel overwhelming, but we’re here to help. At Greater Nevada Credit Union, we’ve teamed up with Hometown Health to offer a Health Savings Account (HSA) that works perfectly with Hometown Health’s high-deductible health plan (HDHP). It’s a simple way to plan ahead and take control of your healthcare savings.

Use promo code HTH in the Offer Code field when applying online or mention it to your branch teller to ensure you qualify for the exclusive benefits available to Hometown Health members when opening an HSA with us.

Mom and daughter at a doctor visit using their Hometown Health HSA
Hometown Health Logo

Hometown Health + GNCU = Living Greater

At GNCU, we’re proud to be a top choice for HSAs for Hometown Health members. When you open an HSA account, you’ll enjoy watching your savings grow, get access to exclusive offers, and have a wealth of helpful resources to stay on top of your financial wellness needs!

What is a Health Savings Account?

An HSA is a tax-advantaged account. The money you deposit in an HSA earns interest on the balance and is meant to be used for qualifying medical expenses, like healthcare and prescription drug costs. However, HSA funds can be withdrawn for non-medical expenses with penalties–similar to Individual Retirement Accounts (IRAs). Additionally, HSA accounts with GNCU earn dividends, helping your savings grow over time.

To open an HSA with GNCU, you must:

  • Be enrolled in a qualified HDHP.
  • Qualify for membership, which is open to anyone living or working in Nevada and members of their immediate family.

Use promo code HTH in the Offer Code field when applying online or mention it to your branch teller to ensure you qualify for the exclusive benefits available to Hometown Health members when opening an HSA with us.

Health Savings Account Rates

Tier
Rate
APY1
Tier
All Amounts
Rate
0.050%
APY1
0.05%

Special Offers & Resources

Through financial wellness, Greater Nevada Credit Union is equipping Hometown Health members with a wide array of educational tools, beneficial events and seminars, and exclusive special offers to be better prepared for life’s ever-changing opportunities.

Two women running outdoors

Ready to Open Your HSA?

Take the first step toward investing in your health today and getting access to the other offers and benefits. Have questions about our HSA or the perks of opening an account? Email us at GreaterPerks@GNCU.net.

Use promo code HTH in the Offer Code field when applying online or mention it to your branch teller to ensure you qualify for the exclusive benefits available to Hometown Health members when opening an HSA with us.

1APY (Annual Percentage Yield) effective January 1, 2025, and subject to change without notice. Dividends will be credited to your account and compounded every month. Fees could reduce the earnings on the account.

2The following conditions apply to Greater Perks benefits: Membership/ownership with Greater Nevada Credit Union (GNCU) is open to anyone living or working in any of Nevada’s 17 counties, and members of their immediate family. Offers are only available to qualifying members of exclusive Greater Perks partners, and they may not be combined with any other special offers or promotions. To qualify for the $100 bonus deposit for new checking accounts, all accounts must be in good standing and one direct deposit must post and clear within 90 days of opening an account. Bonus will be credited to your checking account within 30 days after the initial 90-day period has passed and all qualifications have been met. Student Cash Back Checking accounts are not eligible for the bonus. One direct deposit requirement is waived only for students of the University of Nevada, Reno; Western Nevada College; and Great Basin College. To qualify for the $25 bonus deposit for new I Can Save accounts, all accounts must be in good standing and the bonus will be deposited into the member’s Regular Share Savings account within 30 days of opening an account. All loans are subject to approval by GNCU and/or Greater Nevada Mortgage (GNM). An appraisal fee discount of up to a maximum of $500 (or the actual cost of the appraisal if less) on a first mortgage transaction will be credited to the borrower at the close of escrow. Costs imposed by other third parties, such as Escrow, Title Insurance, and Recording Fees, will not be discounted. Your actual rate, payment, and costs could be higher. Obtain an official Mortgage Loan Estimate before choosing a mortgage loan. Membership with GNCU is required for select mortgage loan options. Not all mortgage loan options are available in every state. This is not a credit decision or a commitment to lend. Contact a Mortgage Consultant to learn the details of mortgage loan options and programs available. GNM NMLS ID: 279738. CA ID: 41DBO-61467. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. All Greater Perks offers are subject to change or cancellation without notice except as required by law.