Debit Card | Credit Union Card Services

Bring your funds everywhere you go with a GNCU Visa debit card. Our banking services put power to pay anytime, anywhere, in the palm of your hand.

GNCU Visa Card Services

Travel, explore, and buy with confidence. With GNCU, it’s easy to make purchases safely, quickly, and easily–every time. When you open a checking account, you’ll receive a free GNCU Visa debit card that comes with lots of great benefits, and gives you the power to pay at millions of locations worldwide wherever Visa is accepted.

Enhanced Security

GNCU Visa debit cards come with contactless and EMV chip technologies for an added layer of security. Also, thanks to Visa’s Zero Liability Policy, you’re covered if your card is ever lost, stolen or fraudulently used.¹

Visa’s Zero Liability Policy

Mobile Wallet Friendly

Make debit card purchases with your favorite mobile wallet including Apple Pay™, Samsung Pay™, Google Pay™, Garmin Pay™, and Visa Click to Pay.

Mobile Wallets

Instant Issue at GNCU Branches

Lost your card? No worries–most of our branches can create a new permanent debit card on the spot that’s ready for purchases immediately.

Book a Branch Appointment

Always On Patrol

Rest easy knowing we actively monitor all member accounts for fraud with help from Falcon Fraud and other cutting edge tools. You can also take advantage of having complete control over your GNCU Visa debit card through our GNCU Cards app.

How We Protect You

Nationwide ATM Access

We partner with other credit unions and ATM providers to extend your access to offer fee-free transactions at over 30,000 ATMs across the U.S. through the CO-OP Shared ATM network.

Find an ATM Near You

What is the difference between a debit card and a credit card?

Debit cards draw on funds from your checking account. Credit cards draw from your approved amount of credit. Debit card transactions usually happen instantaneously and can be seen in your account activity, while credit card transactions go toward a balance you’ll pay down at a later date–usually the end of the month and with interest.

Is an ATM card a debit card?

ATM cards and debit cards may sound similar, but there are a few key differences.
ATM cards are for withdrawing money out of an account from an ATM only.
Debit cards can be used to withdraw money from ATMs too. They’re more flexible, however, and can also be used to pay for purchases directly from the account.

Can I use my debit card at any ATM?

In most cases, yes. That being said, you may be charged a fee if you withdraw funds at ATMs that are not included in the CO-OP Shared ATM network (which includes more than 30,000 ATMs throughout the country).

Are debit cards safe?

Debit cards, especially Visa debit cards, are very safe thanks to the Zero Liability Policy which covers you in the event that your card is lost, stolen, or used fraudulently.¹ Plus, you can enjoy even more security by using the GNCU Cards app to take advantage of many different features to give you complete control over your GNCU Visa debit card.

What is a contactless debit card?

A contactless debit card has a chip that uses a near-field communication (NFC) antenna to enable close-range payments. Your payment is processed when you tap your contactless debit card on a payment terminal that supports contactless payments.

How do I know if my GNCU Visa debit card is contactless?

If you see the Contactless Symbol on the front of your debit card, then it can make contactless payments.

How do contactless payments work?

Tap and hold your debit card to pay instead of inserting or swiping where you see the Contactless Symbol. Contactless payments are securely completed using short-range wireless technology between a contactless card or payment-enabled device.

How do I know where to tap my contactless debit card?

The Contactless Symbol is usually on the payment terminal and shows you where to tap your debit card to make a contactless payment. On older terminals, the contactless reader may not be prominent.

What if I do not want to pay using contactless technology?

You can always pay by inserting the EMV chip or swiping the magnetic stripe. However, the contactless feature cannot be disabled.

Woman doing mobile payment with a street produce vendor

Discover more convenient ways to pay with a debit card–it begins by opening your checking account at Greater Nevada Credit Union.

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