Personal Banking

A Financial Partner That Helps You Live Greater

Our measurement of success isn’t maximizing revenue, it’s maximizing the value we bring to our members’ lives.

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30 year fixed rate mortgages as low as 6.785% APR1

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Auto Loans as low as 5.10% APR2 + 90 days with no payments3

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High-yield Aspire Checking with 5.00% APY on qualifying balances up to $25,0004

More You Should Know About

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Boost Your Balance With Rewards Checking

The convenience and benefits you expect. Two options to earn cash from your everyday purchases!

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Community Heroes Special Offers

Whether you’re on the front lines or providing crucial support in the background, great work deserves great gratitude.

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GNCU Scholarship Applications are Open

Scholarships are available to students 24 years and younger pursuing their undergraduate, technical, or trade school education goals in the 2025-2026 academic year.

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Voting is Open for the 2025 Board of Directors Election

Discover everything you need to know about this year’s election and learn how to cast your vote

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Join GNCU’s 2025 Annual Meeting

As a member-owned credit union, our Annual Meeting is a crucial element of the Greater Nevada experience. This year’s meeting will be held virtually via Zoom on March 11.

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Support the Girls on the Run Sierras Shoe Drive

Your donation helps Girls on the Run Sierras empower young girls in our communities. Let’s make a difference—one pair of shoes at a time!

GOTR Shoe Drive
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Stretch Your Budget Further With Prizeout

Receive special bonus value when buying digital gift cards from hundreds of well-known brands. It’s a win-win!

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Member Ticket Discount to Nevada Wolf Pack Basketball Games

Spend less to Back the Pack at Men’s and Women’s Basketball home games at Lawlor Events Center!

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Serving Nevada Since 1949

Personal Banking With Peace of Mind

Greater Nevada Credit Union (GNCU) is a community-owned and operated financial institution for the people and by the people of Nevada. Our goal is to bring value to your life so you can live your best life.

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Financial Wellness for Our Communities

When we work together, we accomplish incredible things. See how GNCU helps educate its members while helping them reach their financial goals.

Real Members, Real Impact

We are a community of people who are committed to helping each other. Our Live Greater Stories series highlights the passions, lives, and businesses of our members, and the ways in which we helped them meet their goals and fulfill their dreams.

Live Greater Stories

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1Greater Nevada Mortgage (GNM) is a subsidiary of Greater Nevada Credit Union (GNCU). Annual Percentage Rate (APR) is based on a loan amount of $450,000 at 80% Loan-to-Value with a credit score of 700 for conforming loans. Rates and fees are subject to change without notice. This is not an offer of credit or commitment to lend. All loans are subject to buyer, credit, and property qualifications. Membership with GNCU is required prior to loan funding, which is open to anyone living or working in any of Nevada’s 17 counties and members of their immediate family. GNM NMLS ID: 279738; CA ID: 41DBO-61467; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; Equal Housing Lender.

2APR (Annual Percentage Rate) effective September 11, 2024. Rates and conditions are subject to change without notice and vary based on creditworthiness and other factors. Rate shown assumes excellent borrower credit history financing a new or used auto loan less than two years old, and includes a 0.25% rate discount for Loan to Value below 90% available for well-qualified borrowers. Not all applicants will qualify for the lowest rate. Payment example: A new auto loan of $20,000 financed at 5.10% APR for 36 months equals a payment of $600.32 per month.

390-day no pay offer is based on approved credit. Offer is available for auto loans with application submitted by March 31, 2025. Payment Saver Auto Loans are not eligible. If accepted, it will extend your loan by three (3) months, and finance charges will accrue on unpaid principal. Offer is subject to change or cancellation without notice except as required by law.

4APY (Annual Percentage Yield) effective December 1, 2024, and subject to change without notice. Aspire Checking accounts earn 5.00% APY on qualifying balances up to $25,000. Rate tiers are as follows: 5.00% APY applies to balances of $0.01 – $25,000.00 and 0.05% APY applies to balances over $25,000.00 if qualifications are met during the monthly qualification cycle. 0.05% APY applies to all balances if monthly qualifications are not met. Dividends will be credited to your account and compounded every month. Other rewards received when monthly qualifications are met include up to $9 in out-of-network ATM fee rebates and waiver of the $15 monthly service fee. Proof of ATM fees of $5 or more may be required to process fee rebate. For rebates of individual ATM fees of $5 or more, please visit a GNCU branch or call the Member Resource Center at (800) 421-6674. Monthly qualifications are 9 debit card purchases must post and clear, one direct deposit received, and account statements delivered via eStatements. “Qualification Cycle” means a period beginning one day prior to the first of the month and ending one day prior to the last day of the month (ex. July 31 – August 30 for August statement). Transactions may take one or more business days from the transaction date to post to an account from the date the transaction is made. Fees could reduce the earnings on the account. Membership requirements apply. Available to personal accounts only.